Lloyd D. Watnik
FAX (619) 582-9993
© Copyright 2014
Newsletters are posted to the website early every month. Notifications are posted on my social media pages.
January 2019: News, not predictions
December 2018: The budget and end of year
November 2018: Lame ducks and the budget, open enrollment
October 2018: COLAs, raises, funding
September 2018: Social Security and FERS- what about retirees?
August 2018: Federal employees and retirees update
July 2018: More bad news for Civil Service and Social Security benefits
May 2018 Supplemental: Attracting better federal employees by paying less and cutting benefits
May 2018: Medicare and FERS
March 2018: The budget
February 2018: Reagan Redux?
January 2018: Proposed Changes for Federal Employees
December 2017: Retirement and Medicare
October 2017: Budget updates and open season
September 2017: COLAs for 2018
August 2017: Congress on Recess
July 2017 Special Bulletin: Early out on short notice!
July 2017: More Bad News for Feds
June 2017: Bad News for Feds
May 2017: Privatize Social Security?
April 2017: Federal Layoffs?
March 2017: Medicare and federal employee pension and retirement proposals.
February 2017: Proposals to lower retirement benefits for Federal employees
January 2017: Lame Duck Congress and the President-Elect
December 2016: End of the Year
October 2016 Special: Cost of Living Increases
October 2016: Open Season!
September 2016: Federal Employees and Retirees Updates
August 2016: Update on Congressional (in)action
July 2016: Windfall provisions and TSP vs. 401K
June 2016: Changes to Social Security and incentives for federal employees to retire
May 2016: Updates and notes
April 2016: Updates and notes
March 2016: Updates and notes
February 2016: The end of file and suspend
January 2016: Medicare Premiums
December 2015: Health Insurance Plans
November 2015: Bipartisan Budget Act
Supplemental: COLA for Social Security and Medicare 2016
October 2015: Medicare and Federal Employees/Retirees Open Season for 2016
September 2015: More about survivor benefits and Medicare and Federal Employees Open Season for 2016
August 2015: Survivor benefits and TSP moving to mutual funds
July 2015: File and suspend strategies
June 2015: You can suspend benefits!
May 2015: Spousal vs. own benefits; Budget proposals and their effects on Federal retirees
April 2015: Is Social Security sound? Are changes coming?
March 2015: disability vs. retirement checks and CSRS issues
February 2015: disability benefits and postponing retirement and rumors of raises for federal employees
January 2015: "insider secrets" seminars and military benefit credits
December 2014: Health plans, retirement credits, and long-term care
October 2014 (Special): TSPs vs. IRAs
October 2014: Open Enrollment for Medicare
September 2014: When to start benefits; open enrollment; and TSPs vs. IRAs
August 2014: 2015 COLA
July 2014 (Special): Addressing the Rumors of Changes to Federal Employees' Benefits
July 2014: Disability Benefits
June 2014: Spousal Social Security Benefits
August 2010: FERS (Federal Employee Retirement System)
June 2010: Social Security Topics
November 2009: Flexible Spending Accounts (FSA)
October 2009: TriCare Health Benefits
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